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ARIZONA HOUSE OF REPRESENTATIVES57th Legislature, 2nd Regular Session |
Senate: GOV DP 5-1-1-0 | Third Reading 18-10-2-0-0 |
SB 1428: board of supervisors; membership
S/E: notice; fraud; commission; workers' compensation
Sponsor: Senator Mesnard, LD 13
Committee on Appropriations
Summary of the Strike-Everything Amendment to SB 1428
Overview
Includes requirements for insurers relating to a zero estimated exposure policy.
History
The Industrial Commission of Arizona (ICA) administers and enforces state laws relating to the protection of life, health, safety and welfare of Arizona's employees, including workers' compensation. Workers' compensation insurance provides coverage of medical costs, rehabilitation and lost wages for an employee who has suffered injury or illness in the course of performing job related duties. Employers are statutorily required to provide workers’ compensation to their employees either by securing insurance through an authorized carrier or providing the ICA with proof of financial ability to pay workers’ compensation costs. An employer can demonstrate financial ability to pay benefits directly or through participation in an approved self-insurance compensation pool (A.R.S. §§ 23-107, 23-961).
Provisions
1. Requires insurers who issue a zero estimated exposure policy to include a specified statement signed by the applicant that attests to the accuracy of the information provided in the application and that the applicant has no employees and an estimated exposure of zero. (Sec. 1)
2. Stipulates an employer that provides business construction and improvement services obtains a zero estimated exposure policy must provide to each entity that the employer directly contracts with a copy of the policy and written notification that states that the employer has a total estimated exposure of zero. (Sec. 1)
3. Instructs an entity to retain the written notice and the policy for at least three years after the date it was received. (Sec. 1)
4. Requires, for any construction related workers' compensation policy with zero estimated exposure, any certificate of insurance requested to contain the statement "to confirm the status of the workers' compensation policy, go to EWCCV.COM/CVS/". (Sec. 1)
5. Defines zero estimated exposure policy as an insurance policy that is obtained by an employer to cover the employer's liability to pay compensation after the employer reports a total estimated exposure of zero. (Sec. 1)
6. Applies the zero estimated exposure policy requirements to zero estimated exposure policies and any related certificates of insurance that are entered into or prepared on or after July 1, 2027. (Sec. 2)
7. Contains a conditional enactment clause. (Sec. 3)
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11. Initials PB SB 1428
12. 3/27/2026 Page 0 Appropriations
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