ARIZONA HOUSE OF REPRESENTATIVES 57th Legislature, 2nd Regular Session Majority Research Staff
	House: COM DP 11-0-0-0

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HB 2091: financial surveillance fund; insurer examinations

Sponsor: Representative Livingston, LD 28

Caucus & COW

Overview

Increases the maximum allowable assessment amount for each range of total admitted assets. Provides for calculating the maximum allowable assessment amount beginning July 1, 2027.

History

The Arizona Department of Insurance and Financial Institutions (DIFI), in order to identify possible risks to a domestic insurer's financial stability, employs financial analysts who assist DIFI in conducting financial surveillance of domestic insurers. To pay the costs of employing financial analysts, DIFI annually assesses each domestic insurer an amount based on the total admitted assets of the insurer as shown in its annual statement for the calendar year preceding the year in which the assessment is made in accordance with the following schedule:

Insurers with total admitted assets:           Minimum                               Maximum

Assessment Amount             Assessment Amount

Greater than $1,000,000,000                        $15,000                                   $22,500

$1,000,000,000 > $200,000,000                    $5,000                                     $7,500

$199,999,999 > $100,000,000                        $3,000                                     $4,500

$99,999,999 > $50,000,000                            $1,500                                     $2,250

$49,999,999 > $25,000,000                           $500                                        $750

Less than $25,000,000                                  $250                                        $375

(A.R.S. § 20-156).

Provisions

1. Increases the Maximum Assessment Amount to:

a. $39,375 for insurers with total admitted assets greater than $1,000,000,000;

b. $13,125 for insurers with total admitted assets between $1,000,000,000 and $200,000,000;

c. $7,875 for insurers with total admitted assets between $199,999,999 and $100,000,000;

d. $3,940 for insurers with total admitted assets between $99,999,999 and $50,000,000;

e. $1,315 for insurers with total admitted assets between $49,999,999 and $25,000,000; and

f. $655 for insurers with total admitted assets less than $25,000,000. (Sec. 1)

2. Requires, beginning July 1, 2027, and each fiscal year thereafter, the maximum assessment amounts for each range of total admitted assets be adjusted by 2.5% or the average annual change in the Metropolitan Phoenix CPI, whichever is less. (Sec. 1)

3. Prohibits the adjusted amount from being lower than the prescribed amount in the prior fiscal year. (Sec. 1)

4. Requires the adjusted amount be raised to the nearest whole dollar. (Sec. 1)

5. Applies retroactively to January 1, 2026. (Sec. 2)

6. Contains a Proposition 108 clause. (Sec. 3)

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10. Initials PB                       HB 2091

11. 1/14/2026  Page 0 Caucus & COW

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