REFERENCE TITLE: health insurers; savings incentive program

 

 

 

 

State of Arizona

Senate

Fifty-seventh Legislature

Second Regular Session

2026

 

 

 

SB 1159

 

Introduced by

Senator Shamp

 

 

 

 

 

 

 

 

AN ACT

 

amending section 20-111, arizona revised statutes; RELATING to health insurers.

 

 

(TEXT OF BILL BEGINS ON NEXT PAGE)

 


Be it enacted by the Legislature of the State of Arizona:

Section 1. Section 20-111, Arizona Revised Statutes, is amended to read:

START_STATUTE20-111. Health insurers; savings incentive programs; definitions

A. A health insurer may shall establish a program that provides a savings incentive for enrollees for medically necessary covered health care services that health care providers and health care facilities provide at a price that is below the health insurer's usual reimbursement.

B. The program may enable an eligible enrollee who receives covered health care services from a health care provider or health care facility at a price below the health insurer's usual reimbursement to have the amount the enrollee pays applied toward the enrollee's deductible and out-of-pocket maximum and be reimbursed for a portion fifty percent of the amount of the difference between the price the enrollee paid and the health insurer's usual reimbursement.  A health insurer may reimburse an eligible enrollee by doing either of the following:

1. Making a deposit into either:

(a) A health savings account.

(b) A 530A account as prescribed in 26 United States Code section 530A.

2. Providing the amount in cash.

C. For the purposes of this section:

1. "Health care facility" means a hospital, outpatient surgical center, health care laboratory, diagnostic imaging center or urgent care center.

2. "Health care provider" has the same meaning prescribed in section 32-3216.

3. "Health insurer" has the same meaning prescribed in section 32-3216.

4. "Usual reimbursement" means the amount the health insurer would ordinarily pay an in-network health care provider or an in-network health care facility for the service. END_STATUTE