20-826.05. Organ harvesting; insurance coverage limitations

A. A subscription contract may limit coverage to a subscriber for a human organ transplant or posttransplant care if either of the following applies:

1. The transplant operation is performed in the People's Republic of China or the Hong Kong special administrative region.

2. The human organ to be transplanted was procured by a sale or donation originating in the People's Republic of China or the Hong Kong special administrative region.

B. This section does not:

1. Require coverage for human organ transplants.

2. Limit a hospital service corporation or medical service corporation from denying coverage for any valid reason.